Helping expats plan smarter retirements worldwide

Will your money last as long as you do?

Most expats do not realise how much tax and structure will change their retirement picture. Enter your details below to find out where you actually stand.

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Your Details

About You
Include Spouse / Partner?
Current Savings & Investments
Savings (excl. emergency pot)
i
Have multiple savings accounts? Use an approximate average rate of return across all of them.
Current value
£
Rate of Return
1%
Investments
i
Have multiple investment accounts? Use an approximate average rate of return across all of them.
Current value
£
Rate of Return
5%
Pensions
i
Have multiple pension pots? Use an approximate average rate of return across all of them.
Your Pension
Current value
£
Rate of Return
5%
Monthly Contributions
Household contributions — rates carried from above. Stop at retirement.
Savings
Household monthly
£
Investments
Household monthly
£
State Pension
i
Assumes State Pension from age 68, inflation-linked throughout the projection. The full UK State Pension requires a minimum of 35 qualifying years of National Insurance contributions. Check your NI record via the HMRC app or Government Gateway.
Retirement Income & Spending
£
Assumptions
Assumed inflation rate: 3% per year. All spending targets, state pension, and lump sums are inflation-linked throughout the projection. This is a prudent baseline in line with long-run UK averages.
Retirement Pot Required at Age —
—
To fund retirement to age 100
Total Retirement Pot at Age —
—
All assets combined
Retirement Shortfall
—
At retirement date
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Combined Portfolio Value Over Time
Total household wealth — accumulation then drawdown (nominal terms, to age 100)

📊 Key Insights

Year-by-Year Projection

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Your AgePhasePortfolio Value Annual IncomeAnnual SpendingNet Cashflow

Ready to take control of your retirement?

Your personalised report covers your projected gross shortfall. It does not cover estate planning risks, market risks, and tax efficiency gaps. Professional cross-border advice can make a significant difference — we are happy to help.

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For illustrative purposes only. Does not constitute financial advice. Always seek guidance from a qualified adviser before making retirement decisions.